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Finance

Why Affirm?

We keep it simple

When you can choose a payment option that suits your budget, it’s easy to get that interview outfit or go on your dream vacation.

We never charge fees

You'll never pay late fees. Or annual fees. Or hey-it's-a-random-day-in-April fees.

We tell it like it is

With credit cards, the longer you take to pay off your balance, the more expensive your purchase becomes. With Affirm, you always know exactly what you'll owe and when you'll be done paying off your purchase.

Buying with Affirm is easy

Fill your cart

Shop online or in-store. Then select Affirm at checkout, and enter a few details for an instant decision.

Choose how to pay

You’re in control. Pick the payment option that works for you and your budget—from 4 interest-free payments every 2 weeks to monthly installments. See the table under How to buy with Affirm for more information.

Make your payments

Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.